Loans and Credits in Sol credito Online Request
The company Sol credito with five years of its existence in Spain has become one of the main services as a mediator to get fast money online. The Spanish office of the company is located in Barcelona. The main characteristic of Sol credito is not one of the credit institutions, because it is not the company that provides mini-loans or personal loans directly, but it is a reliable conduit between the client and the borrower.
Taking into account the infinite time and frenetic pace of life of modern people, you can call Sol credito a very practical tool to save your time. Instead of having to spend hours studying the terms of microcredits on the sites of hundreds of companies, it is much easier to visit only one website that will select the best option for you, considering all your needs and capabilities.
There is no doubt that Sol credito is a very useful service. But if you still have doubts, let’s take a closer look, how this service works. Let’s say you urgently need a few hundred euros (we will not ask why), and you realize that you can not wait until your next payroll. The first thing you have to do is go to the Sol credito website and enter the desired amount and indicate a return period in the loan simulator on the homepage.
It is necessary to clarify that in the first application, the amount of up to € 800 will be available for you, which must be returned no later than 30 days. However, in the future, if you follow the credit conditions without having debts, Sol credito will give you the opportunity to request a loan of up to € 3,000 with an extended term, as well as with the possibility of deferred payment.
So, after you have decided on the amount you need to solve your immediate problems, the next step is to fill in the personal data. Please enter your Spanish National ID or NIE and your full name and then the system will need to identify your data, so it is important to correctly enter the number of your own Spanish bank account and other information (job position, income and the direction). After the specialists and the system assess your creditworthiness and the reliability of the data, a list of organizations ready to offer you an instant microloan or quick credit will be available.
After making your selection, just wait for the Sol credito’s response and, if approved, you will be able to manage your money in just 15 minutes. Well, the scheme is very simple, but how about the APR?
Well, Sol credito’s service is absolutely free. This means that the annual interest rate on your quick credit depends solely on the amount of your loan and the due date, according to the terms of the financial companies selected by you. The company Sol credito carries no additional interest and does not hide the amount of bank fees.
Note that you can defer the payment of your microcredit by contacting Sol credito customer service, and you pay a commission of 20% of the loan amount. However, delaying payment or failure to pay is unacceptable, since the company is the member of ASNEF and the National Consumer Institute, which means that you will have to take responsibility for the breach of the loan terms.
Sol credito has minimum requirements for the borrower:
You must be between the ages of 18 and 80, residence in Spain, a personal bank account in a Spanish bank, as well as an email and mobile phone (for access to customer service).
However, even if you meet all the above requirements, you can be denied your request, because the approval of the request is the decision made directly by the company – borrower. Therefore, in any case, Sol credito does not guarantee 100% approval of your application, but it offers the most suitable companies among the most successful and reliable in Spain.